|photo courtesy of photobucket.com|
As you all know, I've been very excited about the home we are in the process of purchasing. You also know that we have been waiting a VERY long time for the appraiser to submit his report. We've been waiting too long - more than 3 weeks. Our Buy / Sell Agreement stated that were were supposed to close on Monday, but has an automatic 15 day extension clause. Because the appraisal report was not in before Monday, and still isn't in, the closing did not happen. All this is COMPLETELY out of our hands. Although the buyer has to pay for the appraisal, the lender's underwriter chooses the appraiser. State law prevents the buyer and seller from having any say in who does the appraisal work.
As of today, the seller is at her breaking point. These delays have wreaked havoc in her plans to move out of state and she is madder than a nest of hornets. She has voiced the ultimatum that if the appraisal report is not turned into the lender by Monday morning, she will break the buy / sell contract and withdrawal from the sell.
I know it is hard for most anyone to believe, but there is a severe housing shortage in this area. We've met entire families living in RV's and tents - not because they don't qualify for mortgages or lease agreements, but because there simply isn't any available housing. Our lives have been on hold for 2 years and 9 months. I honestly don't know how much longer I can continue in this situation.
My realtor spoke with the appraiser early this afternoon. "Gary", the appraiser, promised he'd have the appraisal report turned in early Monday morning. However, please note that he promised to have the report turned in by the end of July, then by Aug. 5th, then by Aug. 10th and has not yet submitted anything.
I ask you, dear readers, please join me in fervent prayer. I pray this appraiser keeps his word this time. With tears streaming down my face I pray that this trial comes to end - that our family can be settled and begin moving on and living our lives.
The Bible tell us, "Ask, and it shall be given you; seek, and ye shall find; knock, and it shall be opened unto you; For everyone one that asketh receiveth; and he that seeketh findeth; and to him that knocketh it shall be opened" Matthew 7:7-8 KJV
"And all things, whatsoever ye shall ask in prayer, believing, ye shall receive". Matthew 21:22 KJV
"He will fulfil the desire of them that fear him: he also will hear their cry, and will save them" Psalms 145:18 & 19 KJV
"Call unto me, and I will answer thee, and shew thee great and mighty things, which thou knowest not." Jeremiah 33:3 KJV
"Therefore I say unto you, What things soever ye desire, when ye pray, believe that ye receive them, and ye shall have them." Mark 11:24 KJV
Although this appraiser has given me three occasions to NOT trust him, my Lord and Saviour, Jesus Christ, has given me every reason to Him. I realize that in the natural things look very dismal, but I serve the Living God of the supernatural and He is able to move mountains when necessary. Our family's desire is that we close on this home next week so we can give God ALL THE GLORY for bringing it to pass.
Dear readers, thank you so much for joining me in prayer. Thank you for believing with me that our Lord will be glorified with a shout of praise when we close on this house.